Comments for Sarahiously Speaking http://sarahiouslyspeaking.com There's No Fluff In This Stuff Mon, 21 May 2012 12:35:44 +0000 hourly 1 http://wordpress.org/?v=3.0.1 Comment on The Winterized Foreclosure by Sarah Stelmok http://sarahiouslyspeaking.com/2009/02/the-winterized-forelcosure/comment-page-1/#comment-1902 Sarah Stelmok Mon, 21 May 2012 12:35:44 +0000 http://sarahiouslyspeaking.com/?p=198#comment-1902 You really need to check with the listing agent about liability. Many foreclosure banks are now hiring the plumber to de-winterize and re-winterize, the buyer may still pay for this service, to establish liability. The last thing a buyer wants is to be responsible for a house, they don't own, flooding. You really need to check with the listing agent about liability. Many foreclosure banks are now hiring the plumber to de-winterize and re-winterize, the buyer may still pay for this service, to establish liability. The last thing a buyer wants is to be responsible for a house, they don’t own, flooding.

]]> Comment on The Winterized Foreclosure by margaret http://sarahiouslyspeaking.com/2009/02/the-winterized-forelcosure/comment-page-1/#comment-1901 margaret Sun, 20 May 2012 16:27:38 +0000 http://sarahiouslyspeaking.com/?p=198#comment-1901 When the plumber come to de-winterize the home, if something goes wrong, the pipe leaks, and then what? Will anyone responsible for that cost of repair since it is REO property? Please advise! Many thanks! Margaret When the plumber come to de-winterize the home, if something goes wrong, the pipe leaks, and then what? Will anyone responsible for that cost of repair since it is REO property? Please advise!

Many thanks!

Margaret

]]> Comment on Why Does Short Sale Approval Take So Long? by d jones http://sarahiouslyspeaking.com/2012/03/why-does-short-sale-approval-take-so-long/comment-page-1/#comment-1897 d jones Mon, 30 Apr 2012 23:39:52 +0000 http://sarahiouslyspeaking.com/?p=1134#comment-1897 ive been waiting on approval on a short sale for almost 7 months . ive just been notified that a negotiator has been assigned to my case. at this stage im concerned on how much longer i may have to wait. ive been waiting on approval on a short sale for almost 7 months . ive just been notified that a negotiator has been assigned to my case. at this stage im concerned on how much longer i may have to wait.

]]> Comment on No, I’m Not a USAA or a NAVYFED Preferred REALTOR(R) by Tina Merritt http://sarahiouslyspeaking.com/2012/03/no-im-not-a-usaa-or-a-navyfed-prefered-realtorr/comment-page-1/#comment-1339 Tina Merritt Mon, 09 Apr 2012 21:37:30 +0000 http://sarahiouslyspeaking.com/?p=1144#comment-1339 About 7 years ago, I was encouraged by my Broker to take the "class" to become a "preferred" agent. At the time, we were in a market where many sellers were requesting buyers use local lenders (due in part to appraisal and unique property issues). When I questioned why I was required to push my client-buyers to use the "preferred" mortgage company, knowing it would most likely put them at a disadvantage in a multiple offer situation, I was told "that's how it is". Like you said, that violated my fiduciary duty to my client and I wasn't about to sign up for that club. About 7 years ago, I was encouraged by my Broker to take the “class” to become a “preferred” agent. At the time, we were in a market where many sellers were requesting buyers use local lenders (due in part to appraisal and unique property issues). When I questioned why I was required to push my client-buyers to use the “preferred” mortgage company, knowing it would most likely put them at a disadvantage in a multiple offer situation, I was told “that’s how it is”. Like you said, that violated my fiduciary duty to my client and I wasn’t about to sign up for that club.

]]> Comment on No, I’m Not a USAA or a NAVYFED Preferred REALTOR(R) by Valerie Keener http://sarahiouslyspeaking.com/2012/03/no-im-not-a-usaa-or-a-navyfed-prefered-realtorr/comment-page-1/#comment-1338 Valerie Keener Mon, 09 Apr 2012 21:35:41 +0000 http://sarahiouslyspeaking.com/?p=1144#comment-1338 I have been a very loyal USAA customer since my teen years. I love many of their products and their website has very good resources. Nevertheless, I agree with this post. If I'm paying a lender to work with their client, that's unethical and at the very least, does not provide strong fiduciary agency to the client. I know it's done all the time but that doesn't make it good business practice. I'm a firm believer that there's plenty of pie to go around and I shouldn't have to pay USAA for my slice. I have been a very loyal USAA customer since my teen years. I love many of their products and their website has very good resources.

Nevertheless, I agree with this post. If I’m paying a lender to work with their client, that’s unethical and at the very least, does not provide strong fiduciary agency to the client.

I know it’s done all the time but that doesn’t make it good business practice. I’m a firm believer that there’s plenty of pie to go around and I shouldn’t have to pay USAA for my slice.

]]> Comment on New Short Sale Guidelines for Some Banks by Short Sales Might be Getting Easier (maybe) | | RealCentralVA.comRealCentralVA.com http://sarahiouslyspeaking.com/2012/03/new-short-sale-guidelines-for-some-banks/comment-page-1/#comment-963 Short Sales Might be Getting Easier (maybe) | | RealCentralVA.comRealCentralVA.com Tue, 03 Apr 2012 11:37:03 +0000 http://sarahiouslyspeaking.com/?p=1139#comment-963 [...] NAR put together these takeaways from the mortgage settlement. As Sarah says, these may become helpful reality or they might be representative of another shiny unicor... — these are only for the top 5 banks, not all of the servicers, of which there are [...] [...] NAR put together these takeaways from the mortgage settlement. As Sarah says, these may become helpful reality or they might be representative of another shiny unicor… — these are only for the top 5 banks, not all of the servicers, of which there are [...]

]]> Comment on No, I’m Not a USAA or a NAVYFED Preferred REALTOR(R) by David Kuperus http://sarahiouslyspeaking.com/2012/03/no-im-not-a-usaa-or-a-navyfed-prefered-realtorr/comment-page-1/#comment-959 David Kuperus Thu, 29 Mar 2012 19:02:04 +0000 http://sarahiouslyspeaking.com/?p=1144#comment-959 Great post. Great post.

]]> Comment on No, I’m Not a USAA or a NAVYFED Preferred REALTOR(R) by Kathy http://sarahiouslyspeaking.com/2012/03/no-im-not-a-usaa-or-a-navyfed-prefered-realtorr/comment-page-1/#comment-958 Kathy Wed, 28 Mar 2012 20:34:01 +0000 http://sarahiouslyspeaking.com/?p=1144#comment-958 Sarah, kudos to you for publishing this! I spent 12 years in the real estate industry and USAA is a joke. The fees they charge an agent for training and certification are ridiculous and the paperwork is enough to drive one insane! The consumer has no idea how they and the agents that work for them are getting screwed by these people. They are right up there with Bank of America! Sarah, kudos to you for publishing this! I spent 12 years in the real estate industry and USAA is a joke. The fees they charge an agent for training and certification are ridiculous and the paperwork is enough to drive one insane! The consumer has no idea how they and the agents that work for them are getting screwed by these people. They are right up there with Bank of America!

]]> Comment on No, I’m Not a USAA or a NAVYFED Preferred REALTOR(R) by Julie Emery http://sarahiouslyspeaking.com/2012/03/no-im-not-a-usaa-or-a-navyfed-prefered-realtorr/comment-page-1/#comment-957 Julie Emery Wed, 28 Mar 2012 18:50:30 +0000 http://sarahiouslyspeaking.com/?p=1144#comment-957 From having been through the training, it's worthless! The only thing it teaches you is how to keep up with all of their internal paperwork requirements and how to escalate should the client have the temerity to prefer another mortgage provider. From having been through the training, it’s worthless! The only thing it teaches you is how to keep up with all of their internal paperwork requirements and how to escalate should the client have the temerity to prefer another mortgage provider.

]]> Comment on 8 Questions to Ask a Potential Short Sale Listing Agent by Rey http://sarahiouslyspeaking.com/2009/11/8-questions-to-ask-a-potential-short-sale-listing-agent/comment-page-1/#comment-916 Rey Thu, 09 Feb 2012 07:52:39 +0000 http://sarahiouslyspeaking.com/?p=675#comment-916 @OrlandoProperTV … @OrlandoProperTVThanks so much for your reply, I gaterly appreciate it. I did submit a complete packet; affadavits, addendums, applcations, preapproval notice, all of that fun stuff. I’m the first offer; I offered list price, neither over nor under. Crossing fingers!!!! I’m excited but expecting the worst Was this answer helpful? @OrlandoProperTV … @OrlandoProperTVThanks so much for your reply, I gaterly appreciate it. I did submit a complete packet; affadavits, addendums, applcations, preapproval notice, all of that fun stuff. I’m the first offer; I offered list price, neither over nor under. Crossing fingers!!!! I’m excited but expecting the worst Was this answer helpful?

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